Insurance

I spent most of yesterday dealing with R.W. and Jodi’s insurance company, Progressive.  The adjuster had come to look at the bike. BJ was just as nice young man in person as he has been on the phone. After he got out of his car and introduced himself he went right to work. I new instantly that this guy knew his stuff, unlike some insurance people that I’ve dealt with in the past who wouldn’t know the difference between a V-Rod and an Ultra or a fairing from a tour pack.

He climbed up into the bed of my truck where the bike was and started looking at things that might be damaged. Taking a straight edge he checked to see if the down tubes of the frame were bent or not. With a green marker he identified parts that would have to be replaced on the bike. In the end he said that the bike would be a total loss. Having checked the bikes book value and pretty much knowing that the damages would be more than half it’s value that’s what I had figured.

I have to say that I was quite impressed with all the people that I talked to from Progressive. Everyone of them were very cordial, very professional and genuinely interested in how I was feeling. I haven’t heard from the other guys insurance company yet, which doesn’t surprise me since that’s who I have my insurance with.

Lawyers

I don’t like dealing with lawyers but the guy who turned in front of me made me mad. Right after the accident he claimed he didn’t see me. Saying how he always looks for motorcycles but didn’t see me. Well he told the investigating officer that he DID see me but thought he could make the turn in front of me and that I must have been flying to run into him. Well, when I found this out I contacted a “personal injury attorney”, one of those that work on contingency, what our parents used to call “ambulance chasers”. I gave them all the information about the wreck and my injuries.

The next day they contacted me and said “Your injuries are not signifiagant enough for us to help you”. Meaning that if I’d been hurt worse they would have taken the case. The bigger the hurt, the bigger the amount of cash they and then you get. Don’t worry about justice, just show them the money. I might have a new insurance company but I won’t have a new lawyer.

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